Another cardholder’s payment was applied to your credit card account.A merchant credit was erroneously posted twice.The credit card company erroneously applying your payment more than once.This can be caused by many things, including: Occasionally, a credit balance will appear on your account because of a credit card company error. What If the Credit Balance Is Due to an Error? If you have a large credit balance, the credit card company may take extra time to verify why there is such a large credit before issuing the check. If you request a refund check by mail, your credit card company is required, by law, to mail it to you within seven business days of receipt of your letter. Generally, you will receive a check within 10 business days. How Long Will It Take for Me to Receive My Credit Balance Refund Check? Your other option is to write a letter to your credit card issuer, addressed to their correspondence address (not their payment address), and request a refund check be sent to you.
Most credit card companies will send you a refund if you simply call them up and ask for a check to be sent to you. If the credit balance remains on your account for more than six months, the credit card company must make a good faith attempt to refund it to you. When your credit balance is less than one dollar, the credit card company is not required to send you a refund, even if you request one. Keep the credit on your account and apply it towards future charges.If you have a credit balance on your credit card, you may be able to: What Can I Do If I Have a Credit Balance? What If the Credit Balance Is Due to an Error?.How Long Will It Take for Me to Receive My Credit Balance Refund Check?.What Can I Do If I Have a Credit Balance?.
0 kommentar(er)
